Effective Date – APRIL 2, 2024 Last Updated – APRIL 2, 2024

Robinhood “Solid Gold” Referral Program Terms & Conditions

The Solid Gold referral program (the “Program”), offered in part by Robinhood Credit, Inc. (RCT) and in part by Robinhood Financial LLC (RHF) (together, “Robinhood”), is subject to these Terms & Conditions. By participating in the Program, you agree to use the Program in the manner specified herein. You may not participate in the Program where doing so would be prohibited by any applicable laws or regulations.

Eligibility: Anyone who joins the Robinhood Gold Card waitlist can participate in the Program. You do not need to be approved for a Robinhood Gold Card (when available) to be eligible, subject to the terms described in Offer and Limitations below. You do not need to have a Robinhood brokerage account or be a Robinhood Gold subscriber to be eligible.

Offer: Participants who complete 10 Eligible Gold Referrals of new customers to the Robinhood Gold subscription service via an RHF brokerage account, will be eligible to receive a Solid Gold Prize. RHF will facilitate the subscription for a Robinhood Gold membership, and the opening of an RHF brokerage account, if necessary, for all Eligible Gold Referrals. RCT will fulfill the Solid Gold Prize. To qualify as an “Eligible Gold Referral”, each consumer you refer to Robinhood Gold must meet the following requirements:

While on the waitlist, you can track how many total Eligible Gold Referrals you have completed by reviewing the email notification you receive when one of your referrals uses your link to subscribe to Robinhood Gold. This email will include your progress towards the 10 Eligible Gold Referrals needed for the Solid Gold Prize. If you open a Gold Card account, you will be able to track your progress within the Robinhood Credit Card app.

Solid Gold Prize: Participants who successfully complete 10 Eligible Gold Referrals will receive a “Solid Gold Prize” from RCT, defined as follows:


The Program and your participation therein is subject to the following limitations:

Modification & Termination

We reserve the right to modify or amend these Terms & Conditions at any time, for any reason. We reserve the right to terminate the Program at any time, for any reason. We reserve the right to disqualify anyone from participation in the Program at any time at our sole discretion, including, without limitation, if they do not comply with any of these Terms & Conditions, if we determine that they are gaming or otherwise abusing the Program, or if they otherwise fail to comply with any applicable laws.


Taxes related to this offer are solely your responsibility. Consult with your tax advisor about the appropriate tax treatment for this offer and any tax implications associated with the receipt of the Solid Gold card or the comparable cash value before enrolling. For taxable accounts, the value of this offer received may be reported as “Other Income” on a Form 1099-MISC where required by applicable rules and regulations.