Last Updated – July 21, 2026
These Robinhood Platinum Card Benefits Program Terms (the “Terms”) are the agreement between you and the administrator of the Platinum Card Benefits Program (“Benefits Program”), Robinhood Credit, Inc. (“Robinhood,” “we,” “us,” “our”). These Terms explain the benefits and offers we may make available in connection with your Robinhood Platinum Credit Card Account issued by Coastal Community Bank (“Account”). In these Terms, “you,” “your,” and “primary cardholder” mean the primary cardholder on an Account, “Card” means a Robinhood Platinum Credit Card, “Authorized User” means someone authorized by you to access and use your Account, and “Paid Authorized User” means an Authorized User for whom you have paid a fee to access certain benefits. You agree that use of your Account or any feature of this Benefits Program indicates your acceptance of these Terms.
Robinhood reserves the right to modify, replace, suspend, or discontinue any benefits described herein at any time, without notice, subject to applicable law. Robinhood is not responsible for provision of, or failure to provide, any of the partner benefits described below. Robinhood is not responsible for any aspects of the products and services offered by third parties, including partners.
All benefits are subject to these Terms; additional terms may apply. Benefits are non-transferable and may not be combined with other offers unless expressly permitted. Participating partners and benefits are subject to change.
In connection with this Benefits Program, Robinhood may use your information as described in our Privacy Policy and, to the extent applicable, Coastal Community Bank’s Privacy Policy.
In addition to the terms and conditions specific to each benefit set forth below, the following terms apply to all benefits offered through the Benefits Program.
To be eligible to participate in the Benefits Program, your Account must be open and in “good standing,” which means that your Account must not be restricted or past due. Eligibility criteria applicable to specific benefits are set forth below, are determined by Robinhood in its sole discretion, and are subject to change at any time without notice, to the extent permitted by applicable law.
We may make certain benefits available to Paid Authorized Users as set forth below. You agree to make a copy of these Terms available to each Paid Authorized User. Robinhood is not responsible for any disputes you may have with any Authorized Users about the Benefits Program.
Some benefits require prior enrollment, activation, or account linkage through the Robinhood Banking mobile app (the “App”) and/or the designated benefit partner platform. Enrollment is not retroactive, and benefits will not apply to purchases made prior to successful enrollment.
Certain benefits may offer you the opportunity to receive one or more statement credits to your Account. Purchases eligible to earn statement credits can be made by the primary cardholder and any Authorized User unless otherwise noted.
A statement credit may not be received or may be reversed if your Account is cancelled or not in good standing at the time of statement credit fulfillment. We have the right to reverse a statement credit if the statement credit was earned by one or more eligible purchases made by an Authorized User and that Authorized User is removed from your Account within 90 days of the statement credit posting to your Account.
Statement credits may not be used to pay the required minimum payment amount on your Account. Please remember to pay the required minimum payment amount by the payment due date shown on your billing statement. If you are enrolled in automatic payments, a statement credit will not reduce or adjust your prescheduled automatic payment amount. Statement credits are not redeemable for cash and have no cash value.
You are eligible to receive up to $250 in statement credits per year when you or an Authorized User use a Card to pay for dining purchases directly from participating restaurants (each, a “qualifying dining purchase”). The total amount of statement credits for qualifying dining purchases will not exceed $250 per year, per Account. You will earn statement credits on a monthly basis as follows: up to $30 in statement credits for one or more qualifying dining purchases with a transaction date in the calendar month of January; and up to $20 in statement credits per calendar month for one or more qualifying dining purchases with a transaction date in the calendar months of February through December. Eligibility to earn the aforementioned monthly statement credits does not roll over; any portion of an unearned monthly statement credit in a given calendar month is forfeited and does not carry forward to any subsequent month. Please allow up to eight (8) weeks after a qualifying dining purchase is charged to a Card for the statement credit to be posted to your Account. We rely on the merchant’s processing of transactions to determine the transaction date. If there is a delay in the merchant submitting the transaction to us or if the merchant uses another date as the transaction date, then your purchase may not earn the statement credit benefit for the calendar month in which you made the purchase. Statement credit(s) may not be received or may be reversed if a qualifying dining purchase is returned, refunded, cancelled or modified. Robinhood relies on information provided to it by the merchant to identify qualifying dining purchases. If Robinhood does not receive information that identifies a purchase as qualifying for this benefit, you will not receive the statement credit. Additionally, you may not receive the statement credit if Robinhood receives inaccurate information or is otherwise unable to identify the purchase as qualifying for the benefit. Participating restaurants are subject to change without notice. See the App for the most current list of participating restaurants.
DashPass Membership: Primary cardholders are eligible to activate a complimentary DashPass membership if they meet the following criteria: (i) have an Account that is open and in good standing; (ii) have or create a valid DoorDash account; and (iii) add and maintain their Card as a saved payment method in their DoorDash account. A cardholder will no longer be eligible for the complimentary DashPass membership and may be automatically unsubscribed from DashPass if they no longer meet these criteria. An eligible cardholder may activate this benefit only once and may have only one complimentary DashPass membership. DashPass benefits apply only to eligible orders from DashPass-eligible merchants that meet the applicable minimum subtotal requirement, excluding fees, taxes, and gratuity. Minimum subtotals will be identified for each DashPass-eligible merchant on the DoorDash platform. Other fees (including service fees), taxes, and gratuity still apply. See the DashPass terms here and instructions for how to cancel a DashPass membership here.
$120 Annual DoorDash Credits: Once an eligible cardholder has activated the complimentary DashPass membership through their Card, they will receive one $10 off discount each calendar month on one qualifying DoorDash delivery order as long as they remain subscribed to the DashPass membership they initially activated through their Card, their Card remains saved as a payment method in their DoorDash account, and their Account remains open and in good standing. Each $10 off discount must be used in the calendar month in which it is issued or it will expire. The discount applies to subtotal only and does not apply to fees, taxes, or gratuity. If the full $10 value is not used on a single order, any remaining value will be forfeited.
For orders containing alcohol, any $10 off discount is subject to restrictions imposed by applicable law and/or other restrictions imposed by DoorDash. See the DoorDash terms and conditions here.
These benefits are promotional only, have no cash value, are not redeemable for cash or any cash equivalent, are non-transferable, and may be used only on the DoorDash platform in supported service areas and during applicable service hours.
Mobile applications, websites and other information provided by DoorDash are not within Robinhood’s control. Robinhood is not responsible for the provision of, or the failure to provide, DoorDash benefits and services.
You and each Paid Authorized User will receive a complimentary annual membership to Function Health, including advanced lab testing and personalized health protocol. Enrollment is required to receive membership access. Eligible cardholders may view and directly access this benefit in the App. Cardholders will receive an annual statement credit of $365 once the Function Health Membership is activated and the charge posts to their Account.
Customers in Hawaii and Rhode Island are not eligible for the Function Health Membership benefits. Customers in New York and New Jersey may be charged additional fees by Quest Diagnostics at the time of laboratory visits due to those states’ rules around lab test billing and administration.
You and each Paid Authorized User will receive a sponsored annual Amazon One Medical membership, which includes 24/7 on-demand virtual care and same/next day appointment booking in many U.S. cities. Regular Amazon One Medical annual membership cost is $199. In-office and scheduled remote visits are billed to individuals or insurance. Standard copay or deductibles may apply. Eligible cardholders may view and directly access this benefit in the App. User will be prompted to enroll if membership is not already active. Amazon One Medical and all related logos are trademarks of Amazon.com, Inc. or its affiliates.
Primary cardholders and each Paid Authorized User are eligible to receive up to $239 in statement credits per year when they use their Card to make one or more eligible purchases on whoop.com through 12/31/2027. An eligible purchase is a purchase of a WHOOP Peak or other membership and the purchase of goods or services on whoop.com. To receive the statement credit(s), eligible cardholders must activate this benefit in the App before making an eligible purchase on whoop.com. Please allow up to eight (8) weeks after an eligible purchase is charged to the Card for the statement credit to be posted to the Account. Statement credit(s) may not be received or may be reversed if an eligible purchase is returned, refunded, cancelled or modified. Robinhood relies on information provided to it by the merchant to identify eligible purchases. If Robinhood does not receive information that identifies your purchase as eligible for this benefit, you will not receive the statement credit. Additionally, you may not receive the statement credit if Robinhood receives inaccurate information or is otherwise unable to identify the purchase as eligible for the benefit.
The WHOOP Peak and other memberships are subscriptions that automatically renew, unless you notify WHOOP that you want to cancel. Eligible purchases, including the purchase of a WHOOP Peak or other membership, are subject to the WHOOP Terms of Use, available here. Robinhood has no control over and no liability with respect to WHOOP memberships or any other activity conducted on or through whoop.com.
Primary cardholders are eligible to receive a one-time unique promotional code redeemable for up to a $1,000 credit on a qualifying purchase on eightsleep.com through 9/15/2026. A qualifying purchase is a purchase of an Eight Sleep Pod Cover for a $900 credit or an Eight Sleep Pod Cover and Base for a $1,000 credit made directly on eightsleep.com.
To redeem this offer, access your unique promotional code through the App and apply it at checkout on eightsleep.com. Each code is single-use, non-transferable, and may not be combined with other Eight Sleep promotions, discounts, or offers. Codes must be redeemed on or before 9/15/2026 and have no cash value.
Robinhood is not responsible for any failure to redeem a code resulting from technical issues on Eight Sleep’s platform, expiration of the offer, or inaccurate entry of the code at checkout. Purchases from Eight Sleep are subject to Eight Sleep’s applicable Privacy Policy, available here. Robinhood has no control over and no liability with respect to Eight Sleep products, services, or any other activity conducted by or through Eight Sleep.
Primary cardholders will receive up to $300 in statement credits per year when they or an Authorized User use their Card to pay for eligible travel purchases. If applicable, statement credits will be disbursed as $150 every six (6) months. Eligible travel purchases are flights booked directly with any airlines or booked through the Robinhood Travel Portal. We identify a purchase as an eligible travel purchase using the merchant category code, which is assigned to a merchant based on the products and services the merchant primarily sells. Robinhood does not control the assignment of these codes and is not responsible for the codes used by merchants. Please allow up to eight (8) weeks after an eligible travel purchase is charged to the Card for the statement credit to be posted to the Account. Statement credit(s) may not be received or may be reversed if an eligible travel purchase is returned, refunded, cancelled or modified. Robinhood relies on information provided to it by the merchant to identify eligible travel purchases. If Robinhood does not receive information that identifies your purchase as eligible for this benefit, such as the merchant category code, you will not receive the statement credit. Additionally, you may not receive the statement credit if Robinhood receives inaccurate information or is otherwise unable to identify the purchase as eligible for the benefit. Credit will not be reapplied unless it is still within the eligible time frame. Unused credits will be forfeited and do not rollover.
You will receive up to $250 in statement credits every six-month period when you or an Authorized User use a Card to pay for a qualifying premium hotel booking made through the Robinhood Travel Portal. A qualifying premium hotel booking is a minimum stay of two consecutive nights at an available, participating hotel. A qualifying premium hotel booking does not include interest charges, cancellation fees, property fees or other similar fees, or any charges by a property to a cardholder (whether for the booking, the stay or otherwise). Each qualifying premium hotel booking will also qualify for a $100 property credit for eligible hotel services. Please allow up to eight (8) weeks after a qualifying premium hotel booking is charged to a Card for the statement credit to be posted to the Account. Participating hotels and their availability are subject to change without notice. See the App for the most current list of participating hotels.
You and each Paid Authorized User will receive an annual Priority Pass Select membership. The membership entitles the primary cardholder to unlimited lounge visits while enrolled. Enrollment in the Priority Pass Select program is required to use this benefit. Exclusions may apply.
You and each Paid Authorized User will receive a statement credit of up to $120 every four (4) years when application fees for Global Entry or TSA PreCheck are charged to your Account. The credit may take up to eight (8) weeks to post. Only one benefit per program cycle. Programs are subject to U.S. government policies.
Primary cardholders are eligible to receive up to $250 in statement credits per year when they use their Card to pay for qualifying rides with Waymo. To qualify, rides must be booked directly through the Waymo app and paid for with your Card; rides booked or paid through any third-party platform are not qualifying rides. An eligible cardholder can earn statement credits on a monthly basis as follows: up to $20 in statement credits per calendar month for one or more qualifying rides paid for in the calendar months of January through November; and up to $30 in statement credits for one or more qualifying rides paid for in the calendar month of December. Eligibility to earn the aforementioned monthly statement credits does not roll over; any portion of an unearned monthly statement credit in a given calendar month is forfeited and does not carry forward to any subsequent month. Please allow up to eight (8) weeks after a qualifying ride is charged to the Card for the statement credit to be posted to the Account. Statement credit(s) may not be received or may be reversed if a ride is cancelled, refunded, adjusted or otherwise modified. Robinhood relies on information provided to it by the merchant to identify qualifying rides. If Robinhood does not receive information that identifies your ride as qualifying for this benefit, you will not receive the statement credit. Additionally, you may not receive the statement credit if Robinhood receives inaccurate information or is otherwise unable to identify the ride as qualifying for the benefit.
Rides with Waymo are subject to Waymo’s applicable terms of service available here. Robinhood has no control over and no liability with respect to Waymo rides or any other activity conducted on or through Waymo.
You will receive a complimentary Robinhood Gold membership providing access to premium investing tools and features. If you have an active Robinhood Gold membership at the time of Account opening, you will receive a refund for any pre-paid amount attributable to the unused portion of your Robinhood Gold membership term. Please refer to the Robinhood Gold Agreement for important information governing your membership.
You release Robinhood, its service providers, and their respective employees, officers, directors, owners, agents, assigns, parents, affiliates, and representatives for all activity in connection with the Benefits Program, including but not limited to your or an Authorized User’s use of the Benefits Program and any purchase of products or services through the Benefits Program.
Robinhood, its parent and its affiliates make no warranties, guarantees or representations of any kind regarding the Benefits Program.
You agree to indemnify, defend and hold harmless Robinhood, its service providers, and their respective employees, officers, directors, owners, agents, assigns, partners, affiliates, subsidiaries, and representatives from and against any claims, actions, proceedings, liabilities, losses, damages, settlements, penalties, fines, forfeitures, costs and expenses (including, without limitation, attorney’s fees), relating to or arising out of your or an Authorized User’s use of the Benefits Program, any fraud, misuse, or abuse of the Benefits Program, violation of these Terms and/or violation of any applicable law or the rights of any third party.
Our failure to exercise any of our rights under these Rules, or our waiver of our rights on any one occasion, shall not constitute a waiver of such rights on any other occasion. We will not lose our rights under these Rules because we delay in enforcing any of them.
If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
Any dispute arising from or relating to the Benefits Program or these Terms will be subject to the arbitration provision set forth in your Cardholder Agreement, subject to any right to reject arbitration set forth therein. By using your Account or any feature of this Benefits Program, you agree to resolve any disputes in accordance with that provision.