Last Updated – August 6, 2026
These Robinhood Platinum Card Benefits Program Terms (the “Terms”) are the agreement between you and the administrator of the Platinum Card Benefits Program (“Benefits Program”), Robinhood Credit, Inc. (“Robinhood,” “we,” “us,” “our”). These Terms explain the benefits and offers we may make available in connection with your Robinhood Platinum Credit Card Account issued by Coastal Community Bank (“Account”). In these Terms, “you,” “your,” and “primary cardholder” mean the primary cardholder on an Account, “Card” means a Robinhood Platinum Credit Card, “Authorized User” means someone authorized by you to access and use your Account, and “Paid Authorized User” means an Authorized User for whom you have paid a fee to access certain benefits. “App” means the Robinhood Banking mobile application. You agree that use of your Account or any feature of this Benefits Program indicates your acceptance of these Terms. Concurrently with accepting these Terms, as a condition of your receipt of the Card you have also agreed to the Robinhood Platinum Visa® Cardholder Agreement with Coastal Community Bank (the “Cardholder Agreement”). Certain terms of the Cardholder Agreement are expressly incorporated in these Terms by reference as provided below.
In the event of a conflict between these Terms and any other agreements between you and Robinhood, Robinhood Markets, Inc., Robinhood Financial LLC, Robinhood Securities, LLC, Robinhood Crypto, LLC, Robinhood Derivatives, LLC, Robinhood Asset Management, LLC, Robinhood Gold, LLC, and/or Robinhood Money, LLC, including any customer or account agreements and any other agreements that govern your use of software, products, goods, services, content, tools, and information provided by such Robinhood entities, these Terms will govern with respect to the subject matter hereof unless expressly stated otherwise.
THESE TERMS PROVIDE THAT, WITH LIMITED EXCEPTIONS, ANY AND ALL DISPUTES ARISING OUT OF OR IN ANY WAY RELATED TO THESE TERMS, THE BENEFITS PROGRAM, OR YOUR ACCOUNT WILL BE RESOLVED FINALLY AND EXCLUSIVELY ON AN INDIVIDUAL BASIS (NOT ON A CLASS BASIS) AND BY BINDING ARBITRATION.
Robinhood reserves the right to modify, replace, suspend, or discontinue any benefits described herein at any time, without notice, subject to applicable law.
All benefits are subject to these Terms; additional terms may apply. Benefits are non-transferable and may not be combined with other offers unless expressly permitted. Participating partners and benefits are subject to change at any time.
In addition to the terms and conditions specific to each benefit set forth below, the following terms apply to all benefits offered through the Benefits Program. You may be required to accept additional terms and conditions applicable to your participation in a benefit by the benefit partner.
To be eligible to participate in the Benefits Program and qualify for any benefit set forth herein, your Account must be open and in “good standing,” which means that your Account must not be restricted or past due. Additional eligibility criteria applicable to specific benefits are set forth below, are determined by Robinhood in its sole discretion, and are subject to change at any time, without notice, to the extent permitted by applicable law.
We may make certain benefits available to Paid Authorized Users at our discretion. If we do, you agree to make a copy of these Terms available to each Paid Authorized User. Robinhood is not responsible for any disputes you may have with any Authorized Users about the Benefits Program.
Some benefits require prior enrollment, activation, or Card or account linkage through the App and/or the designated benefit partner platform. Enrollment and activation are not retroactive, and benefits will not apply to purchases made prior to successful enrollment or activation, as applicable.
If Robinhood, in its sole discretion, determines that a cardholder has engaged in or intends to engage in any manner of abuse, misuse, or gaming in connection with any benefit in any way, Robinhood may remove access to the benefit from the cardholder and/or from the Account.
Certain benefits may offer you the opportunity to receive one or more statement credits to your Account.
A statement credit may not be received or may be reversed if your Account is cancelled or not in good standing at the time of statement credit fulfillment. We have the right to reverse a statement credit if the statement credit was earned by one or more eligible purchases made by an Authorized User and that Authorized User is removed from your Account within 90 days of the statement credit posting to your Account.
Statement credits may not be used to pay the required minimum payment amount on your Account. Please remember to pay the required minimum payment amount by the payment due date shown on your billing statement. If you are enrolled in automatic payments, a statement credit will not reduce or adjust your prescheduled automatic payment amount. Statement credits are not redeemable for cash and have no cash value.
You are eligible to receive up to $250 in statement credits per year when you or an Authorized User use a Card to pay for dining purchases directly from participating restaurants (each, a “qualifying dining purchase”). The total amount of statement credits for qualifying dining purchases will not exceed $250 per year, per Account. You will earn statement credits on a monthly basis as follows: up to $30 in statement credits for one or more qualifying dining purchases with a transaction date in the calendar month of January; and up to $20 in statement credits per calendar month for one or more qualifying dining purchases with a transaction date in the calendar months of February through December. Eligibility to earn the aforementioned monthly statement credits does not roll over; any portion of an unearned monthly statement credit in a given calendar month is forfeited and does not carry forward to any subsequent month. Please allow up to eight (8) weeks after a qualifying dining purchase is charged to a Card for the statement credit to be posted to your Account. We rely on the merchant’s processing of transactions to determine the transaction date. If there is a delay in the merchant submitting the transaction to us or if the merchant uses another date as the transaction date, then your purchase may not earn the statement credit benefit for the calendar month in which you made the purchase. Statement credit(s) may not be received or may be reversed if a qualifying dining purchase is returned, refunded, cancelled or modified. Robinhood relies on information provided to it by the merchant to identify qualifying dining purchases. If Robinhood does not receive information that identifies a purchase as qualifying for this benefit, you will not receive the statement credit. Additionally, you may not receive the statement credit if Robinhood receives inaccurate information or is otherwise unable to identify the purchase as qualifying for the benefit. Participating restaurants are subject to change without notice. See the App for the most current list of participating restaurants.
DashPass Membership: Primary cardholders are eligible to activate a complimentary DashPass membership if they satisfy the following criteria: (i) have or create a valid DoorDash account; and (ii) add and maintain their Card as a saved payment method in their DoorDash account. An eligible cardholder must activate this benefit on the DoorDash platform in order to receive access to a DashPass membership. An eligible cardholder may activate this benefit only once and is limited to one complimentary DashPass membership. A cardholder will no longer be eligible for the complimentary DashPass membership and may be automatically unsubscribed from DashPass if they no longer meet these criteria. DashPass benefits apply only to eligible orders from DashPass-eligible merchants that meet the applicable minimum subtotal requirement, excluding fees, taxes, and gratuity. Minimum subtotals will be identified for each DashPass-eligible merchant on the DoorDash platform. Other fees (including service fees), taxes, and gratuity still apply. See the DashPass terms here and instructions for how to cancel a DashPass membership here.
$120 Annual DoorDash Credits: Once an eligible cardholder has activated the complimentary DashPass membership through their Card, they will receive one $10 off discount each calendar month on one qualifying DoorDash delivery order as long as they remain subscribed to the DashPass membership they initially activated through their Card, their Card remains saved as a payment method in their DoorDash account, and their Account remains open and in good standing. Each $10 off discount must be used in the calendar month in which it is issued or it will expire. The discount applies to subtotal only and does not apply to fees, taxes, or gratuity. If the full $10 value is not used on a single order, any remaining value will be forfeited. The $10 discount may not be combined with other DoorDash promotional discounts, coupons, or offer codes unless DoorDash expressly states otherwise.
For orders containing alcohol, any $10 off discount is subject to restrictions imposed by applicable law and/or other restrictions imposed by DoorDash. See the DoorDash terms and conditions here.
These benefits are promotional only, have no cash value, are not redeemable for cash or any cash equivalent, are non-transferable, and may be used only on the DoorDash platform in supported service areas and during applicable service hours.
Mobile applications, websites and other information provided by DoorDash are not within Robinhood’s control. Robinhood is not responsible for the provision of, or the failure to provide, DoorDash benefits and services.
Primary cardholders are eligible to receive up to $365 in statement credits per year when they or an Authorized User use their Card to purchase an annual membership to Function Health. Each Paid Authorized User is also eligible to receive up to $365 in statement credits per year when they use their Card to purchase an annual membership to Function Health. Each eligible cardholder must activate this benefit separately in the App to receive membership access. Eligible cardholders may view and directly access this benefit in the App.
Residents of Hawaii and Rhode Island are not eligible for a Function Health Membership. Residents of New York and New Jersey may be charged additional fees by Quest Diagnostics at the time of laboratory visits based on applicable law regarding lab test billing and administration.
Please allow up to eight (8) weeks after a purchase is charged to the Card for the statement credit to be posted to the Account. Statement credit(s) may not be received or may be reversed if a purchase is returned, refunded, cancelled or modified. If Robinhood does not receive information that identifies your purchase as eligible for this benefit, you will not receive the statement credit. Additionally, you may not receive the statement credit if Robinhood receives inaccurate information or is otherwise unable to identify the purchase as eligible for the benefit. Please contact Robinhood support in the App for questions regarding purchase eligibility.
Function Health memberships are subject to the Terms of Service found here. Robinhood has no control over and no liability with respect to Function Health memberships.
Primary cardholders and each Paid Authorized User are eligible to receive a sponsored Amazon One Medical (“One Medical”) membership (a “Sponsored Membership”). To receive a Sponsored Membership, each eligible cardholder must activate the benefit in the App and complete the enrollment process on the One Medical platform. Eligible cardholders who are new to One Medical will be prompted to sign up for a One Medical account and enroll in the Sponsored Membership. Existing One Medical members who do not have an active One Medical membership will be prompted to sign in and enroll in the Sponsored Membership. Existing One Medical members with an active One Medical membership are eligible to convert their existing membership to a Sponsored Membership and receive a prorated refund from One Medical for any unused portion of their existing membership.
A cardholder will no longer be eligible for the Sponsored Membership and may be unenrolled if they no longer meet the eligibility criteria to receive benefits. See the “Eligibility and Enrollment” section of these Terms for details.
The Sponsored Membership covers costs associated with personal services that enhance your healthcare experience, tools that facilitate access to healthcare services, and certain on-demand telehealth services that typically are not covered by or billed to insurance. Certain services, such as in-person and video visits, will be billed to your insurance and are subject to applicable copays and deductibles.
Sponsored Memberships are subject to One Medical’s Terms of Use, which can be found here, and Medical Terms of Service, which can be found here.
Amazon One Medical and all related logos are trademarks of Amazon.com, Inc. or its affiliates.
Primary cardholders are eligible to receive up to $239 in statement credits per year when they or an Authorized User use their Card to make one or more eligible purchases on whoop.com through 12/31/2027. Each Paid Authorized User is also eligible to receive up to $239 in statement credits per year when they use their Card to make one or more eligible purchases on whoop.com through 12/31/2027. An eligible purchase is a purchase of a WHOOP Peak or other membership and the purchase of goods or services on whoop.com. To receive the statement credit(s), eligible cardholders must activate this benefit in the App before making an eligible purchase on whoop.com. Please allow up to eight (8) weeks after an eligible purchase is charged to the Card for the statement credit to be posted to the Account. Statement credit(s) may not be received or may be reversed if an eligible purchase is returned, refunded, cancelled or modified. Robinhood relies on information provided to it by the merchant to identify eligible purchases. If Robinhood does not receive information that identifies your purchase as eligible for this benefit, you will not receive the statement credit. Additionally, you may not receive the statement credit if Robinhood receives inaccurate information or is otherwise unable to identify the purchase as eligible for the benefit.
The WHOOP Peak and other memberships are subscriptions that automatically renew, unless you notify WHOOP that you want to cancel. Eligible purchases, including the purchase of a WHOOP Peak or other membership, are subject to the WHOOP Terms of Use, available here. Robinhood has no control over and no liability with respect to WHOOP memberships or any other activity conducted on or through whoop.com.
Primary cardholders are eligible to receive a one-time unique promotional code redeemable for up to a $1,000 credit on a qualifying purchase on eightsleep.com through 9/15/2026. A qualifying purchase is a purchase of an Eight Sleep Pod Cover for a $900 credit or an Eight Sleep Pod Cover and Base for a $1,000 credit made directly on eightsleep.com.
To redeem this offer, access your unique promotional code through the App and apply it at checkout on eightsleep.com. Each code is single-use, non-transferable, and may not be combined with other Eight Sleep promotions, discounts, or offers. Codes must be redeemed on or before 9/15/2026 and have no cash value.
Robinhood is not responsible for any failure to redeem a code resulting from technical issues on Eight Sleep’s platform, expiration of the offer, or inaccurate entry of the code at checkout. Purchases from Eight Sleep are subject to Eight Sleep’s applicable Privacy Policy, available here. Robinhood has no control over and no liability with respect to Eight Sleep products, services, or any other activity conducted by or through Eight Sleep.
Primary cardholders are eligible to receive up to $300 in statement credits per year when they or an Authorized User use their Card to pay for eligible travel purchases. If applicable, statement credits will be disbursed as $150 every six (6) months. Eligible travel purchases are flights booked directly with any airlines or booked through the Robinhood Travel Portal. We identify a purchase as an eligible travel purchase using the merchant category code, which is assigned to a merchant based on the products and services the merchant primarily sells. Robinhood does not control the assignment of these codes and is not responsible for the codes used by merchants. Please allow up to eight (8) weeks after an eligible travel purchase is charged to the Card for the statement credit to be posted to the Account. Statement credit(s) may not be received or may be reversed if an eligible travel purchase is returned, refunded, cancelled or modified. Robinhood relies on information provided to it by the merchant to identify eligible travel purchases. If Robinhood does not receive information that identifies your purchase as eligible for this benefit, such as the merchant category code, you will not receive the statement credit. Additionally, you may not receive the statement credit if Robinhood receives inaccurate information or is otherwise unable to identify the purchase as eligible for the benefit. Credit will not be reapplied unless it is still within the eligible time frame. Unused credits will be forfeited and do not rollover.
Primary cardholders are eligible to receive up to $250 in statement credits every six (6)-month period when they or an Authorized User use their Card to pay for a qualifying premium hotel booking made through the Robinhood Travel Portal. A qualifying premium hotel booking is a minimum stay of two consecutive nights at an available, participating hotel. A qualifying premium hotel booking does not include interest charges, cancellation fees, property fees or other similar fees, or any charges by a property to a cardholder (whether for the booking, the stay or otherwise). Each qualifying premium hotel booking will also qualify for a $100 property credit for eligible hotel services. Please allow up to eight (8) weeks after a qualifying premium hotel booking is charged to a Card for the statement credit to be posted to the Account. Participating hotels and their availability are subject to change without notice. See the App for the most current list of participating hotels.
Primary cardholders and each Paid Authorized User are eligible to receive a complimentary 12-month Priority Pass membership when they enroll in the Priority Pass program through the App. The membership entitles the primary cardholder and each Paid Authorized User to unlimited lounge visits while enrolled. An eligible cardholder’s complimentary Priority Pass membership will automatically renew on a recurring annual basis until cancelled. A cardholder will no longer be eligible for the complimentary Priority Pass membership if they no longer meet the eligibility criteria to receive benefits. See the “Eligibility and Enrollment” section of these Terms for details. If an eligible cardholder cancels their Priority Pass membership, their Priority Pass benefits will cease immediately.
When visiting a Priority Pass lounge that admits guests, the eligible cardholder’s Card on file with Priority Pass will be automatically charged a $35 fee for each guest, per visit. Some lounges do not admit guests or may impose limitations or restrictions on guest admission.
Priority Pass is an independent airport lounge access program. Lounge benefits, amenities, services and facilities differ by location and may only be available at an additional charge. Priority Pass members must adhere to all house rules of participating lounges, and access to participating lounges is subject to all rules, terms and conditions of the applicable lounge. For access to a participating airport lounge, you must present either (i) your Priority Pass Digital Membership Card or your Card and (ii) a boarding pass or valid flight ticket (depending on the lounge) for the same day of travel.
All Priority Pass members must adhere to the Priority Pass Conditions of Use, which can be viewed here.
Primary cardholders and each Paid Authorized User are eligible to receive one statement credit up to $120 every four (4) years when they (i) complete an application for either Global Entry or TSA PreCheck®, and (ii) use their Card to pay the applicable application fee (for purposes of this section, a “qualifying transaction”). The four (4)-year period applicable to each eligible cardholder will begin on the date the first qualifying transaction posts to the Account. It may take up to eight (8) weeks after either the Global Entry or TSA PreCheck® program application fee is charged to the Card for the statement credit to be posted to the Account.
Global Entry is a U.S. Government program operated by the U.S. Customs and Border Protection (“CBP”). Visa and Robinhood have no control over the program, including, but not limited to, application, approval process or enrollment, fees charged by CBP, and no liability with regards to the Global Entry program. For complete details on the Global Entry program, including full terms and conditions, go to http://www.cbp.gov/global-entry/about.
TSA PreCheck® is a U.S. Government program administered by the Transportation Security Administration (“TSA”), a component of the U.S. Department of Homeland Security (“DHS”). Visa and Robinhood have no control over the program, including, but not limited to, application, approval process or enrollment, fees charged by TSA, and no liability with regards to the TSA PreCheck® program. For complete details on the TSA PreCheck® program, including full terms and conditions, go to https://www.tsa.gov/precheck. The TSA PreCheck® trademark is used with the permission of the DHS.
Global Entry also includes access to the TSA PreCheck® program with no additional application or fee required. Visa and Robinhood reserve the right to modify or cancel this benefit at any time and without notice.
Primary cardholders are eligible to receive up to $250 in statement credits per year when they or an Authorized User use their Card to pay for qualifying rides with Waymo. Each Paid Authorized User is also eligible to receive up to $250 in statement credits per year when they use their Card to pay for qualifying rides with Waymo. To qualify, rides must be booked directly through the Waymo app and paid for with a Card; rides booked or paid through any third-party platform are not qualifying rides. An eligible cardholder can earn statement credits on a monthly basis as follows: up to $20 in statement credits per calendar month for one or more qualifying rides paid for in the calendar months of January through November; and up to $30 in statement credits for one or more qualifying rides paid for in the calendar month of December. Eligibility to earn the aforementioned monthly statement credits does not roll over; any portion of an unearned monthly statement credit in a given calendar month is forfeited and does not carry forward to any subsequent month. Please allow up to eight (8) weeks after a qualifying ride is charged to the Card for the statement credit to be posted to the Account. Statement credit(s) may not be received or may be reversed if a ride is cancelled, refunded, adjusted or otherwise modified. Robinhood relies on information provided to it by the merchant to identify qualifying rides. If Robinhood does not receive information that identifies your ride as qualifying for this benefit, you will not receive the statement credit. Additionally, you may not receive the statement credit if Robinhood receives inaccurate information or is otherwise unable to identify the ride as qualifying for the benefit.
Rides with Waymo are subject to Waymo’s applicable terms of service available here. Robinhood has no control over and no liability with respect to Waymo rides or any other activity conducted on or through Waymo.
Primary cardholders with an existing Robinhood Gold annual membership are eligible to receive a refund for any pre-paid amount attributable to the unused portion of their Robinhood Gold membership term. If your Card is cancelled, your Gold membership will remain active and you will be charged the then-current standard annual rate ($50 per year as of 7/30/2026) in accordance with the Robinhood Gold Agreement until cancelled. Cancellation instructions can be found here.
Robinhood Gold is a subscription-based membership program of premium services offered through Robinhood Gold, LLC. Robinhood Gold memberships are subject to the Robinhood Gold Agreement found here.
The Arbitration Agreement contained in the Cardholder Agreement is incorporated into these Terms by reference except as expressly amended by these Terms and applies to any claim, dispute, or controversy arising out of or relating to the Benefits Program, these Terms, any benefits, offers, redemptions, accruals, forfeitures, or your use of the Card or Account in connection with the Benefits Program (each, a “Rewards Claim”). For purposes of the Arbitration Agreement, a Rewards Claim is a “Claim” subject to arbitration on the terms set forth in the Cardholder Agreement, including its provisions concerning the Federal Arbitration Act, class-action waiver, delegation of arbitrability, arbitration administrator, procedures, and opt-out rights. You may review the Cardholder Agreement, including the Arbitration Agreement, in the App. If there is any conflict between these Terms and the Arbitration Agreement in the Cardholder Agreement, the Arbitration Agreement in the Cardholder Agreement controls with respect to the resolution of any Rewards Claim except as expressly provided below.
Notwithstanding the above, the following revisions to the Arbitration Agreement in the Cardholder Agreement shall be deemed made for purposes of applying the Arbitration Agreement to these Terms:
Delegation of Authority: Except as otherwise required by applicable law, the arbitrator, and not any federal, state, or local court or agency, shall have exclusive authority to resolve any dispute relating to the formation, existence, validity, enforceability, applicability, interpretation, scope, or waiver of this Arbitration Agreement, including, without limitation, any dispute regarding: (a) whether a particular Claim is subject to arbitration; (b) whether any party may enforce this Arbitration Agreement; (c) whether this Arbitration Agreement applies to a particular person or entity, including any parent, subsidiary, affiliate, successor, assignee, agent, employee, officer, director, or alleged third-party beneficiary; and (d) whether all or any part of this Arbitration Agreement is valid or enforceable.
Any dispute regarding whether any Claim is subject to arbitration, and/or the scope, applicability, interpretation, validity, or enforceability of the Arbitration Agreement under these Terms, shall be resolved in accordance with the “Delegation of Arbitrability” provision in the paragraph immediately above.
Except as provided in the “Delegation of Arbitrability” provision above, a court with jurisdiction may enforce this Arbitration Agreement, including by compelling arbitration or staying litigation. The arbitrator shall decide all disputes concerning the formation, existence, validity, enforceability, applicability, interpretation, or scope of this Arbitration Agreement.
Except as provided in the Arbitration Agreement, these Terms and your Account are governed by applicable federal law and, to the extent state law applies and is not preempted by federal law, the laws of the State of California, without regard to its conflicts-of-law principles. Nothing in this provision is intended to limit the application of any nonwaivable law that applies to your participation in the Benefits Program.
You represent and warrant to us that: (1) you have the legal right and authority to enter into these Terms; (2) these Terms form a binding legal obligation on your behalf; (3) you have the legal right and authority to perform your obligations under these Terms and to grant the rights and licenses described in these Terms; and (4) your use of and access to the Benefits Program and your Account, will comply with all applicable laws, rules, and regulations and will not cause us to violate any applicable laws, rules, or regulations.
The Benefits Program provides certain benefits made available by third parties. Because we have no control over third-party products or services, we are not responsible for the availability or condition of those products and services and do not endorse and are not responsible or liable for any content, advertising, services, products, or other materials on or available from such third parties. We make no representations regarding such third-party products or services. Your use of such third-party products and services is subject to the terms and policies of the applicable third parties and not these Terms. YOUR ACQUISITION AND USE OF THIRD-PARTY PRODUCTS OR SERVICES IS AT YOUR OWN RISK.
WE MAKE NO REPRESENTATIONS OR WARRANTIES WHATSOEVER WITH RESPECT TO THE BENEFITS PROGRAM, YOUR CARD OR ACCOUNT, OR ANY PRODUCT OR SERVICE PROMOTED THROUGH THE BENEFITS PROGRAM. THE BENEFITS PROGRAM IS PROVIDED “AS IS” AND ON AN “AS AVAILABLE” BASIS. WE CANNOT AND DO NOT REPRESENT THAT ALL BENEFITS OFFERED BY PARTICIPATING PARTNERS WILL BE AVAILABLE. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, WE DISCLAIM ALL REPRESENTATIONS AND WARRANTIES, EXPRESS OR IMPLIED, ARISING BY STATUTE, CUSTOM OR COURSE OF DEALING, COURSE OF PERFORMANCE OR IN ANY OTHER WAY, INCLUDING THE IMPLIED WARRANTIES OF TITLE, NON–INFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, WE MAKE NO REPRESENTATIONS OR WARRANTIES AS TO THE ACCURACY, CORRECTNESS, RELIABILITY, COMPLETENESS OR USEFULNESS OF ANY PRODUCTS OR SERVICES OFFERED BY THIRD PARTIES.
Nothing in these Terms will affect any statutory rights to which you may be entitled as a consumer to the extent your ability to alter or waive such rights by contract is limited by applicable law. Specifically, you acknowledge that you may have or may in the future have claims against us which you do not know or suspect to exist in your favor when you agreed to these Terms and which if known, might materially affect your consent to these Terms. You expressly waive all rights you may have under Section 1542 of the California Civil Code, which states:
“A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS THAT THE CREDITOR OR RELEASING PARTY DOES NOT KNOW OR SUSPECT TO EXIST IN HIS OR HER FAVOR AT THE TIME OF EXECUTING THE RELEASE AND THAT, IF KNOWN BY HIM OR HER, WOULD HAVE MATERIALLY AFFECTED HIS OR HER SETTLEMENT WITH THE DEBTOR OR RELEASING PARTY.”
IF THIS CLAUSE IS HELD TO BE UNENFORCEABLE IN WHOLE OR IN PART IN ANY JURISDICTION DUE TO RELEVANT LAWS, THEN IN NO EVENT WILL OUR OR THE RELEASED PARTIES’ (AS DEFINED BELOW) TOTAL LIABILITY TO YOU EXCEED THE GREATER OF THE TOTAL AMOUNT YOU HAVE PAID US OR THE RELEASED PARTIES DURING THE SIX (6) MONTHS PRIOR TO THE INCIDENT OR ONE HUNDRED DOLLARS ($100). NOTHING IN THIS CLAUSE WILL LIMIT OR EXCLUDE ANY LIABILITY FOR DEATH OR PERSONAL INJURY RESULTING FROM NEGLIGENCE.
You hereby agree to indemnify, defend, and hold harmless Robinhood and its members, managers, officers, directors, affiliates, employees, agents, contractors, assigns, users, customers, providers, licensees, and successors in interest (“Indemnified Parties”) from any and all claims, losses, liabilities, damages, fees, expenses and costs (including attorneys’ fees, court costs, damage awards, and settlement amounts) that result from any claim or allegation against any Indemnified Party arising in any manner from: (1) your access to or use of the Benefits Program; or (2) your breach of any representation, warranty, or other provision of these Terms. We will provide you with notice of any such claim or allegation, and we will have the right to participate in the defense of any such claim.
UNDER NO CIRCUMSTANCES WILL ROBINHOOD, ITS MEMBERS, MANAGERS, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, SUPPLIERS, LICENSORS AND SERVICE PROVIDERS, AND ITS AND THEIR RESPECTIVE EQUITYHOLDERS, MANAGERS, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS AND REPRESENTATIVES (COLLECTIVELY, THE “RELEASED PARTIES”), BE LIABLE TO YOU, OR ANY THIRD PARTY CLAIMING THROUGH YOU, FOR ANY LOSSES OR DAMAGES ARISING OUT OF OR IN CONNECTION WITH THESE TERMS OR THE CARDHOLDER AGREEMENT, THE BENEFITS PROGRAM, YOUR CARD OR ACCOUNT, OR ANY SERVICES OR PRODUCTS YOU MAY SEEK OR OBTAIN IN CONNECTION WITH THE BENEFITS PROGRAM.
THIS IS A COMPREHENSIVE LIMITATION OF LIABILITY THAT APPLIES TO ALL LOSSES AND DAMAGES OF ANY KIND (WHETHER DIRECT, INDIRECT, GENERAL, SPECIAL, CONSEQUENTIAL, INCIDENTAL, EXEMPLARY, PUNITIVE OR OTHERWISE, INCLUDING LOSS OF DATA, LOSS OF INCOME OR LOSS OF PROFITS), WHETHER THE CLAIM IS BASED ON CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY OR ANY OTHER LEGAL THEORY, EVEN IF AN AUTHORIZED REPRESENTATIVE OF CLL OR ANOTHER RELEASED PARTY HAS BEEN ADVISED OF OR SHOULD HAVE KNOWN OF THE POSSIBILITY OF SUCH DAMAGES, AND WITHOUT REGARD TO THE SUCCESS OR EFFECTIVENESS OF OTHER REMEDIES.
IF ANY PART OF THIS LIMITATION OF LIABILITY IS FOUND TO BE INVALID, ILLEGAL OR UNENFORCEABLE FOR ANY REASON, THEN THE AGGREGATE LIABILITY OF THE RELEASED PARTIES UNDER SUCH CIRCUMSTANCES TO YOU OR ANY PERSON OR ENTITY CLAIMING THROUGH YOU FOR LIABILITIES THAT OTHERWISE WOULD HAVE BEEN LIMITED WILL NOT EXCEED ONE HUNDRED DOLLARS ($100.00). YOU AGREE THAT WE WOULD NOT ENTER INTO THESE TERMS OF USE WITHOUT THESE LIMITATIONS ON OUR LIABILITY.
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF LIABILITY FOR CERTAIN TYPES OF DAMAGES. ACCORDINGLY, SOME OF THESE LIMITATIONS OF LIABILITY MAY NOT APPLY TO YOU.
NOTHING IN THESE TERMS OF USE WILL LIMIT OR EXCLUDE LIABILITY FOR LOSSES OR DAMAGES WHICH MAY NOT BE LAWFULLY EXCLUDED OR LIMITED BY APPLICABLE LAW.
Words and phrases used in these Terms have the definition given in these Terms or, if not defined herein, have their plain English meaning as commonly interpreted in the United States. As used in these Terms, the term “including” means “including, but not limited to.” Section headings are for reference purposes only.
Our failure at any time to require performance of any provision of these Terms or to exercise any right provided for herein will not be deemed a waiver of such provision or such right. All waivers must be in writing and signed in ink by the party to be bound. Unless the written waiver contains an express statement to the contrary, no waiver of any breach of any provision of these Terms or of any right provided for herein will be construed as a waiver of any continuing or succeeding breach of such provision, a waiver of the provision itself, or a waiver of any right under these Terms.
If any provision of these Terms is held to be invalid or unenforceable by a court of competent jurisdiction, such invalidity or unenforceability will not affect the validity or enforceability of the remaining provisions, and the court will substitute for such provision the valid and enforceable provision that most closely approximates the intent and economic effect of such provision. The remaining provisions of these Terms will remain in full force and effect.
These Terms, together with the Cardholder Agreement (including the Arbitration Agreement included therein), set forth the entire understanding and agreement between you and Robinhood and supersede all prior understandings and agreements between you and Robinhood with respect to the subject matter hereof.
You may not assign your rights or obligations under these Terms. Any assignment in violation of the foregoing will be null and void. Robinhood may freely assign these Terms.