Last Updated – March 4, 2026
The Robinhood Platinum Credit Card (Platinum Card) will earn Rewards Points (“Points”) based on your purchases. This Overview details certain features, eligibility requirements, and limitations on earning Points through the forthcoming Platinum Card’s rewards program. This document is informational only, does not constitute rewards program terms and is subject to change at any time.
Eligible Purchases on the Platinum Card will earn Points.
Dining: Eligible Purchases on Dining will earn five (5) Points for each dollar posted. Determination of what constitutes a dining transaction will be based on MCC code and is entirely at Robinhood’s discretion. There is a $50,000 spend cap on earning 5X in this category. Once you reach the cap, any additional spend in this category will earn one (1) Point per dollar posted.
Travel: Eligible Purchases made through the Robinhood Travel Portal will earn additional points for each dollar posted as follows:
Purchases made in the Robinhood Travel Portal using existing points will not earn additional Points.
All Other Eligible Purchases: Eligible Purchases in all other categories will earn one (1) Point for each dollar posted. If an Eligible Purchase is subject to a statement credit as part of the Platinum Card Membership Benefits, that purchase will not be eligible to receive points, even if the balance of the purchase exceeds the credit received.